Gameen Driving

November 7, 2005 at 4:53 am 1 comment

Gameen driving
what if you could split the cost of insurance and the cost of a car loan across a group of drivers? would that mean higher returns on car loans? higher numbers of drivers and by extension better employment? Would you need to set up an internet site to keep track of the cars? Require lo-jack and hybrid?

Things you would need. A government i.e. a state in the U.S. willing to let many people own one car. People in close proximity willing to share a car (or a buy in auto-share service that would get complicated as the loan nears the end), an insurance company willing to split the cost of insurance across several people (would that take the risk up or down? would the risk be less across this group of drivers?) and then the usual micro-credit-esque bank. The advantages would be to take the cost of car ownership and maintaince across a group of people. Has anyone tried this?

kind regards,
A

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